Financial Solutions
SB360 combines financial resources with practical business experience to create capital solutions tailored to each client’s objectives.
Capital should unlock possibilities — not impose limitations.
Access to capital shapes the opportunities a company can pursue, the challenges it can navigate, and ultimately, what it can become. But most financing is designed for simple, predictable situations — and breaks down the moment a business has complex assets, unconventional collateral, or circumstances that don’t fit a standard underwriting box.
SB360 brings a different perspective to corporate capital needs. With roots in retail, wholesale, and manufacturing, our investments and affiliations with operating companies mean we understand how businesses actually run, what their assets are truly worth, and where traditional financing sources might overlook value.
Whether it’s an equity investment, debt financing, asset-based lending, or financing structured around non-traditional assets, we develop end-to-end financial solutions. The instrument is never the starting point — the client’s objective is. We build the structure to fit the goal, not the goal to fit a product we already have on the shelf.
We look deeper to find what's possible.
Every capital decision touches the same variables — assets, operations, market position, liquidity, long-term objectives — and all factor into crafting the right financial strategy. We evaluate these variables holistically and dig deeper into what a business is truly worth, going beyond what traditional methods consider.
Where others find obstacles, we find solutions.
We work with companies across retail, wholesale, and manufacturing, in situations ranging from growth to transition, restructuring, and shifting markets. What stays constant is our approach — practical, asset-informed, and built around the specifics of the business in front of us, never a template.
As a privately funded company, SB360 can provide financial solutions free from many of the constraints of traditional financing sources. Companies deserve alternatives that create opportunities, and we assess a broader range of assets, structures, and circumstances. The result is a more thoughtful approach to capital.
Our lending platform, Second Avenue Capital Partners (SACP), specializes in asset-based loans for the broader retail and consumer products industry. Focused on serving middle-market companies, we tailor financing solutions to provide clients with the capital they need to execute their strategies and achieve their financial objectives.
SACP leverages the experience of retail operators, product merchants, and lenders to provide customized capital solutions for businesses seeking alternatives to traditional financing sources. Our merchant perspective helps us recognize and unlock value in assets other capital providers may overlook or not fully understand.
Michael D. Sullivan
SACP Head of Originations and Corporate Growth
Mark E. Gallivan
SACP Head of Investments and Operations
Andrew F. Prunier
SACP Head of Portfolio Team and Strategy
Michael P. Russell
SACP Head of Deal Execution
Select Recent Financing Transactions
SB360 Capital Partners
SB360 delivers a full spectrum of services to retailers, wholesalers, and manufacturers of all sizes. We offer timely, flexible, and creative solutions inspired and developed by seasoned retailers and merchants. Our principals and merchants have managed thousands of stores and billions of dollars in wholesale and retail inventory.
As the company that defined asset value maximization, SB360 remains at the forefront of the industry, delivering innovative solutions that help companies navigate complex business challenges. We’ve worked with hundreds of businesses to manage change, restructure assets, restore profitability, and unlock new liquidity from underperforming assets – and we’ve done it more effectively than anyone else.